I am not really qualified to answer your question, as I am still working. I guess it boils down to what is important to you and prioritizing that. I’ve heard of people moving to Mexico, or some South American country and living on the cheap. I don’t really want to do that. I lived on the beach in Hawaii, but, that was when I was young. I hope you get some creative responses to your query, as I would like to read them.

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