I don’t remember who the cartoonist was, or where I got it from, but, somewhere in my dusty archives, I have my favorite cartoon. It was of a young boy with a baseball cap, catcher’s mitt and baseball bat sitting across from a fortune-teller with a crystal ball, beard and turbin and basically the caption went something like this; ‘… and then you will lose your job due to corporate downsizing, only to discover that you have lost all of your retirement benefits’.

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