Of course, each person’s circumstances are different. This reminds me of a time when I had a choice between two different apartments in an old restored mansion that had been converted to apartments and I had a small nestegg, so, I chose the larger more expensive one for the extra space, but, it was a mistake and I should have chosen the smaller one and saved the money. Sometimes we must be reminded of the story of Goldilocks and the vagaries of choices. If there are three beds to choose from, one must keep an eye peeled for the possibility that there are also three bears lurking somewhere in the woods.

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