Once upon a time I also had $40,000.00 and in a similar way I decided to try and start my own business in order to get out of the computer warehouse where I was working and “follow my dreams”- just a few weeks before the events of 9/11 occurred. What I tried was a luxury and not a necessity, so it failed miserably, as the psychology of the masses suddenly switched to basic necessities as priorities, with anything else being discarded as a result of the events of 9/11. I had never had that large a chunk of money all at once before, and it wasn’t long before I realized it wasn’t that much when my only source of income wasn’t working and my expenditures soon dissipated the forty grand. Wisdom comes at a price.

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