The crux of the problem is that higher ed has the snake oil salesmanship mentality of selling the dream of a better life, complete with two-car garage, white picket fence, housekeeper, gardener and pool, through a diploma. As long as higher ed is a business focused on profit, they will continue selling the dream, even though it is just a mirage thinly disguised through a puff of smoke from Aladdin’s lamp. Then the realization hits you, that you have a pile of debt and a piece of paper. Please forgive my mistakes.